Investment overview

As a DC member, and depending on how involved you want to be with managing your investments, you can choose from two investment approaches as defined in the Defined Contribution (DC) and Voluntary Savings Plan (VSP) Investment Guide offered by Canada Life:

• Build your own
• Do it for me - Target Date Funds

Please review your Defined Contribution (DC) and Voluntary Savings Plan (VSP) Investment Guide to help you choose your investments. The key to success is to invest early and regularly, track your investments and make adjustments as required.

Your investment needs and your tolerance to risk may change over the course of your career. It is your responsibility to use the information provided here and on the Canada Life website to make informed choices.

You may want to discuss your choices with a financial planner, who can help you create and implement a plan that meets your needs. Read Financial Consultation for more information. You are responsible for any costs associated with seeking such advice.

You can also connect one-on-one with a member guide, a non-commission licensed wealth professional who’s dedicated to delivering personalized support. Click here to book a meeting.

If you require an investment option that conforms to the guiding principles of Shariah Law, email the Pension Policy team – defined contribution component at dcpension@canadapost.postescanada.ca.

To find out what investment options are right for you, go to mycanadalifeatwork.com. It has tools and information to help you determine your investor profile and the investment strategy that suites you best. It contains detailed information about the investment funds available for you, including their historical returns.. Please refer to the Defined Contribution (DC) and Voluntary Savings Plan (VSP) Investment Guide for information on the funds offered.

You can change your investment options as your needs change. For example, the funds you might choose to invest in when you are in your twenties would not necessarily be those you choose when you are in your fifties.

mycanadalifeatwork.com contains detailed information about the investment funds available, including their historical returns Visit Savings > Manage portfolio > Investments.

Review your investment choices and complete the investment personality questionnaire regularly, at least once per year, to make sure your investments match your retirement goals.

The key to success is to invest early and regularly, track your investments and make adjustments as required.

You will receive a personalized account statement from Canada Life twice a year, in January and July. Use it to monitor your investments and savings.
You can also visit mycanadalifeatwork.com to view your statements online.

It is your responsibility to use the information provided here and on the Canada Life website to make informed choices.

You may want to discuss your choices with a financial planner, who can help you create and implement a plan that meets your needs. Read Financial Consultation for more information. You are responsible for any costs associated with seeking such advice.

You can also connect one-on-one with a health and wealth consultant, a non-commission licensed wealth professional who’s dedicated to delivering personalized support. Click here to book a meeting.