What happens if I become disabled?

Short-Term Disability

While you are receiving Short-Term Disability benefits, you continue contributing and receiving Canada Post’s contributions as though you were at work.

Long-Term Disability

If you are approved for Long-Term Disability benefits, Canada Post will continue to make its base contribution on your behalf. You can continue to contribute to your DC pension.

If you choose to contribute for the period you were away,

  • you must make your contributions on your return to work;
  • Canada Post will continue to match your contributions based on the sum of your age and years of continuous service;
  • contributions will be calculated based on your pensionable earnings on the date you became disabled.